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Smiley Dental Beverly

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Insurances Accepted

Most Major Insurances Are Accepted

We accept most dental insurance plans and make it simple to use your benefits. Our team verifies your coverage, provides clear cost estimates, and files claims on your behalf. This way you can focus on your smile, not paperwork. If you don’t see your plan listed below, just give us a call and we’ll check your benefits in minutes.

How We Handle Your Insurance, Start to Finish

Dental benefits can be confusing, with deductibles, annual maximums, waiting periods, and frequency limits to keep track of. You shouldn’t have to decode any of it before you can book an appointment.

When you call or request an appointment at our Beverly office, here’s what happens on our end:

We verify your benefits before your visit. Our front desk team contacts your insurance carrier ahead of your appointment to confirm your plan is active and to check what’s covered.

We walk you through your estimated cost. Before any treatment begins, you’ll know roughly what your insurance is expected to pay and what your out of pocket portion will be, so there are no surprise bills after the fact.

We file the claims for you. Once treatment is complete, our team submits the paperwork directly to your insurer. You don’t have to track down forms or follow up on reimbursement.

If your plan isn’t one of the carriers listed above, that doesn’t automatically mean we can’t see you. Many PPO plans allow you to visit an out of network dentist and still receive partial reimbursement.

In-Network vs. Out-of-Network

In Network

Your insurance company and our office have an agreement. This usually means you pay less.

Out of Network

We don’t have an agreement with your insurance company. But many plans still pay part of the cost. We’ll help you with the paperwork to get money back. If there’s a gap in cost, our patient financing options can help cover the rest.

Not sure which one you have? Call us before your visit. We’ll check for you.

 
united healthcare
Looking for a UnitedHealthcare dentist in Beverly? Smiley Dental Beverly welcomes UnitedHealthcare members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
Aetna
Looking for an Aetna dentist in Beverly? Smiley Dental Beverly welcomes Aetna members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
delta
Looking for a Delta Dental dentist in Beverly? Smiley Dental Beverly welcomes Delta Dental members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you so you can focus on your smile, not paperwork.
BCBS
Looking for a Blue Cross Blue Shield (BCBS) dentist in Beverly? Smiley Dental Beverly welcomes BCBS members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you so you can focus on your smile, not paperwork.
Cigna
Looking for a Cigna dentist in Beverly? Smiley Dental Beverly welcomes Cigna members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
Ameritas
Looking for an Ameritas dentist in Beverly? Smiley Dental Beverly welcomes Ameritas members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
altus-2
Looking for an Altus dentist in Beverly? Smiley Dental Beverly welcomes Altus members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
Metlife
Looking for a MetLife dentist in Beverly? Smiley Dental Beverly welcomes MetLife members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
Principal Dental
Looking for a Principal dentist in Beverly? Smiley Dental Beverly welcomes Principal members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
Guardian Insurance
Looking for a Guardian dentist in Beverly? Smiley Dental Beverly welcomes Guardian members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
SunLife
Looking for a Sun Life dentist in Beverly? Smiley Dental Beverly welcomes Sun Life members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
Unum
Looking for a Unum dentist in Beverly? Smiley Dental Beverly welcomes Unum members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
cca-logo
Looking for a Commonwealth Care Alliance (CCA) dentist in Beverly? Smiley Dental Beverly welcomes CCA members and makes dental care simple and affordable. Our team verifies your benefits, provides clear cost estimates, and handles claims for you — so you can focus on your smile, not paperwork.
MassHealth
Smiley Dental Beverly proudly accepts MassHealth dental coverage. Eligible patients enrolled in MassHealth Standard, MassHealth CommonHealth, MassHealth Family Assistance, CarePlus, Children’s Medical Security Plan (CMSP), or MassHealth Limited (emergency coverage only) can receive a wide range of dental services at our office.

Frequently Asked Questions

Everything you need to know about using your dental insurance with us.

Do I need to bring my insurance card to my appointment? +

Yes, please bring your insurance card and a photo ID to your first visit. If you can’t find your card, we can still look up your plan using your date of birth and insurance company name.

What if my employer just changed our dental plan? +

That happens often. Call us before your appointment. We will check the new plan details so we have accurate information.

Can I use insurance for my whole family? +

Yes. If your plan covers your family members, we can check everyone’s benefits and schedule appointments together.

What if my treatment costs more than my insurance covers? +

We will always tell you this before we start treatment, not after. If there is a gap in cost, we will explain your balance and show you financing options like Sunbit or CareCredit.

I see my insurance company on your website. How do I know I am covered? +

Call us at 978-288-1000 with your member ID ready. Our team will check your exact plan and benefits before you book your visit.

Do you accept MassHealth? +

Yes. We accept MassHealth Standard, CommonHealth, Family Assistance, CarePlus, Children’s Medical Security Plan, and MassHealth Limited for emergency coverage.

What if I don’t have dental insurance? +

That’s okay. You can still visit us. We offer payment plans through Sunbit and CareCredit, and we will give you a clear price estimate before any treatment.